Price List November

February 16, 2018 | Author: Anonymous | Category: N/A
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Ghana

Price List Effective November 7, 2014

Deposit Products and Features

Bonus Savings Plan

BANKING SERVICES

Commit to saving regularly and earn attractive interest

Service

Charges & Rates

Service

Charges & Rates

Account opening

Free

Minimum monthly deposit

GHS 50.00

Account data amendment

Free

12 and 18 month tenures

Official account statement

GHS 2.00 per page

Normal applicable interest

Account statement since last print out

Free

(accumulated daily and paid monthly)

Balance enquiry

Free

Bonus interest rate for 12 months tenure

Savings passbook

GHS 3.00

Reactivation of account

Free

Cheque book - private individual client

GHS 8.00

Cheque book - business client

GHS 12.00

Bankers Draft - Minimum

GHS 6.50

Maximum

GHS 30.00

7.0% per annum 5.0% per annum

(paid at maturity)

Bonus interest rate for 18 months tenure

6.0% per annum

(paid at maturity)

ProSave

Counter cheque

GHS 6.50

Accumulate savings and earn attractive interest

Account closure

GHS 5.00

Initial deposit required

GHS 50.00

Outstation cheque charge

Free

Interest rate

10% per annum

Salary Charges - Internal

GHS 1.00

Minimum account balance

GHS 50.00

External

GHS 4.50

One withdrawal per quarter

Free

ProCard

GHS 6.00

Penalty on any excess withdrawal

GHS 5.00 per withdrawal

ProMobile (on savings accounts)

GHS 1.00 monthly

(on current accounts)

Free

ProNet

Free

Term Deposit Account

Money transfer within ProCredit accounts

Free

Invest idle funds for a fixed term

Standing order

Free

Withdrawals below minimum balance

GHS 2.00

Minimum deposit

GHS 500.00

Interest rate (paid at maturity)

per annum (see table below)

Fair policy for premature termination.

PRODUCTS

Interest rate

ProFlex (Current Account)

Maturity period GHS 500 to GHS 5,000

GHS 5,001 to GHS 19,999

GHS 20,000 and Above

Initial deposit

GHS 50.00

3 months

21.00%

22.50%

Negotiable

Maintenance fee for private clients

GHS 10.00

6 months

21.50%

23.00%

Negotiable

Maintenance fee for business clients

GHS 20.00

12 months

22.00%

24.00%

Negotiable

Transaction notification

Free

Rates are only applicable on new TDAs effective 14th July 2014

Savings Plus Account

ProKid

Operates like a current account, accumulate savings and earn attractive interest

The product offers an opportunity for parents and guardians to prepare adequately for the education, medical and future needs of children up to 18 years old.

Initial deposit required

GHS 50.00

Minimum account balance

GHS 50.00

Minimum deposit

Maintenance fee

Free

Available for children below 18 years of age

Monthly debit card maintenance fee

GHS 3.00

Minimum account balance

Interest rates - Below GHS 101

0.0% per annum

GHS 101- GHS 20,000

2.0% per annum

Access to banker’s draft for payment of school fees

> GHS 20,000

5.0% per annum

Interest rate

> GHS 50,000

7.0% per annum

GHS 50.00 GHS 50.00

10% per annum

Ghana

ProStudent (Savings Plus Account)

E-zwich card

Service

Charges & Rates

Service

Charges & Rates

Initial deposit required

GHS 50.00

E-zwich card

Free

No monthly maintenance fee

Online 10 digit load

GHS 0.50

Prompt access to student loan

Card balance enquiry

GHS 0.10

Unlimited access to ATM services

Link account enquiry

GHS 0.20

Transaction list enquiry

GHS 0.20

Draw cash (POS)

0.5% of amount

GHS 0.20

GHS 5.00

Draw cash (ATM)

0.5% of amount

GHS 0.20

GHS 1.50

Deposit with card

Free

Money transfer

Free

Money transfer

0.25% of face value GHS 1.00

Money transfer

0.5% of face value

Minimum balance required on savings account

GHS 50.00

ProCard

Free

Monthly debit card maintenance fee

GHS 3.00

ProCard ATM Card

GHS 6.00

ATM transaction

No fee per transaction

ProCard replacement

GHS 6.00

Card maintenance fee

GHS 3.00 per month

Pin change fee

GHS 1.00

(card to card)

(without card)

Card to others

Minimum Maximum

GHS 10.00

GHS 0.50

GHS 2.50

0.25% of face value GHS 0.50

GHS 2.50

CASH COLLECTION ProCash

Within Accra

Free

Allows ProCredit clients to transfer cash from one part of the country to another

Within a defined zone outside Accra

Free

Outside defined zone

GHS 10.00 per cash pick

Amount

Charges

GHS 1-2,000

GHS 5.00

> GHS 2,000

GHS 10.00

ProBiz Monthly maintenance charge

GHS 50.00

Minimum deposit required

GHS 50.00

Cheque book

Free

CHEQUE OPERATIONS Cheque book 25-leaves

GHS 8.00

Cheque book 50-leaves

GHS 12.00

ProBiz cheque 100-leaves

Free

ProCredit cheque encashment

Free

Cheque deposit

Free

Same Day Value - ProBiz clients

GHS 15.00 (daily) per cheque

Access to bundle of banking products

Non ProBiz clients

GHS 22.00 (daily) per cheque

Regular bank statement

Free

Stopped cheque

GHS 20.00

Counter cheque

GHS 6.50

Counter cheque

GHS 6.50

Access to ProNet & ProMobile banking

Clearing outstation cheques

Free

- Private individual with minimum monthly turnover of GHS 2,000 - Enterprise with minimum monthly turnover of GHS 20,000

Specialized Inward clearing

GHS 35.00

Stopped bankers draft

GHS 10.00

Return Cheques - Minimum

GHS 20.00

Bankers draft

- Maximum

GHS 200.00

- Minimum

GHS 6.50

- Maximum

ProMobile

GHS 30.00

GHS 1.00 monthly

Cancelled bankers draft

- Multiple account balance

National Money Transfer

- Token device

GHS 50.00

Money transfer within ProCredit

Free

Credit transfer to other banks

GHS 15.00

Standing order

Free

SMS notification on savings accounts

GHS 5.00

Features - Balance enquiry - Mini statement

Ghana

ProGlobal US Dollar Charges & Rates Commission is 1% minimum

USD 40

Swift

USD 30

Corresponding bank charge

C/B charge (optional) $35 USD transactions, the charges for EUR & GBP are applied as and when our Nostro accounts are debided

Inward remittance charge

GHS 7.00

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